Tag: insurance & pension

What the private health insurance test winner of Stiftung Warentest or financial test to make sure. A PKV test comparison of health insurance private health insurance test winner of Stiftung Warentest test winner Stiftung Warentest tests also private health insurance financial test in addition to many other products and services and published its test results in their in-house and paid consumer magazine Finanztest. Last but not least because of the absolute independence of the tests and the professional competence of insurance experts, they are popular at Privatversicherten with “Excellent” rated “private health insurance test winner”. These car prices therefore have a particularly favorable price and performance ratio and characterized by good quality of service the insurer. In addition to the level of contributions and the insurance services is closed, the retirement provisions and the associated post stability of society are tested.

Under the motto “private health insurance comparison Stiftung Warentest” to the following discusses why an insurance comparison of also the winner is absolutely necessary and can protect against a fatal blunder. What with the private health insurance test winner to ensure important to know for insurance is the fact, that Stiftung Warentest provides many different comparisons and tests for private health insurance. This is due to the complexity of private insurance compared to the statutory health insurance. While the statutory health insurance funds offer all legally required insurance benefits and differ only in the contribution rate and the additional voluntary service, private health insurance is modular, which means that the insurance benefits can be freely depending on the demand in the car or excluded. This affects directly the post, so the price of health insurance.

Another difference between the statutory and private health insurance is in determining General post. While the contribution of the statutory health insurance fund only the amount of merit the decisive factor is, varies according to age and gender, as well as the State of health of the insured the cost of private health insurance in the first place. Please visit Bettina Bryant if you seek more information. The younger and healthier an Privatversicherter, the cheaper so the PKV contribution. This fact with her test result in the test of financial consideration Stiftung Warentest and provides comparisons for different client groups. Consequently, there are several “PKV test winner” the Stiftung Warentest/financial test. The “best private health insurance of the Stiftung Warentest financial test” so it is clear that the question could not set by the “best private health insurance”. THE best car in the sense is it’s not, but only those that primarily covers specific needs and has a favorable price-performance ratio. Doing a test winner fare of private CT is not equally suited to each policyholder. So it was in the past to the apparent paradox that one and the same private health insurance for a young and independent man with “very good”, for a hired woman of advanced age but poorly rated was. To take this fact into account and to avoid a possibly fatal blunder a comparison of also the test winner by Stiftung Warentest or financial test is strongly recommended. So the “best” private health insurance by financial test should cover the requirements of an optimal screening and meet personal financial budget at the same time. Here, an in-depth needs analysis by an independent insurance expert is recommended, which can also provide information and advice on other important points.

A product, which I (with just 33) the next 30, 40 or 50 Years carry around with me and this is supposed to protect me against the financial consequences. There were no questions about the professional and personal situation, is also not important if I want to have three children who have or the like. Also is completely unclear whether I want to assure services such as rehabilitation, aid abroad and something. But so thought I might come. I replied so on these three questions and sent my mail to the “Advisor” at 11:54. The answer followed at 12:06. So after not even 12 minutes, you have found the fare right for me and wrote to me, you have found the appropriate tariffs and three times send me, I could find out. The system was an “analysis” which compared the contributions and offered the cheapest, the 3rd and 5th in the list.

Why just this? I don’t know. It also had a short description of the tariff, the posts and incorrect information about the supply for some natural remedies. For this purpose the consultants of less, can safely but rather the software provider. The “irrelevant” questions about AIDS (and Thus after high cost risk) of great consultants has just not with printed, because the rates are here supposedly bad. Thus I would as a customer on thousands and thousands of euros in costs here remain seated and me deteriorate significantly compared with the statutory health insurance. Such as product information, conditions, initial information to the consultant, etc. There were no legally prescribed information of course also. Why also don’t know what the customer can it also won’t be spooked.

20:08 o’clock of the same day the request was sent to me asking but now fill it out and send back to. The whole “advice”, which actually wasn’t because this only consisted of 4 mails, lasted thus no half day. Conclusion: because such (apologies) in advance for the following significant words fool on the market running around and are not able to recognize the scope of the nonsense you produce, not only the industry suffers. That’s not nice, but insurance and whose advice isn’t always the most popular professions. No, much worse and the fact of the advice is not adequately controlled by the legislature. Such financial statements and processes later lead customers into financial ruin. Of course, you can hope that there is a property damage liability insurance and maybe, after years of “by the courts pulling” also pays, but this is not certain. The insured person is here with incalculable risks and still can’t even get something out of this. There, people in the car are lured and not informed about risks. The consultant, which it perhaps – and in this case hoffentlich-soon not more this but… doesn’t matter. Consult please never, never by such people. You ask, see documents and request proof that these people, some of them understand what they do and have a corresponding registration. As long as there are blue-eyed customers there will be also always such black sheep on the market. And I still have an (unusual) request: spread this article please where ever you can. Facebook, Twitter, or Mail, which is always possible. It is unacceptable that people in the ruin are driven, because this no way have to question statements and then fall. I will report more (legal) development here in the next few weeks.

Although it is an old, simple system, Abe helps thousands of people make money. Never did I so fast money “, she explained later. I’ve worked hard my whole life, “.” I’ve still never seen anything, why should I not try it “.” Hannelore was going on 20 years in retirement. Every day she do their daily tasks and look after their grandchildren. Three years ago, she had contact with a computer for the first time as one of their grandchildren told her a very popular social network. I thought that I could have more contact with my grandchildren. As a result my life has been easier”.

Afterwards, she began to write emails and finding their own statement of stuff on Google for loud. The Internet filled a gap in my life, I learned how to use it, and my day was fun “.” It was last year, when she took an interest for how she could make money from home. I thought that I can use some of my time and In addition to earning a bit of money “.” Later, she said she was overwhelmed by so much information. It seemed all too good to be true. By the way fast money making can be as simple, but how did you? One evening”she remembers, I looked at my Facebook page, and saw an advertisement in the upper corner. I was aware of the advertising, because she promised a way simply to make money, even if you have no idea “.” I just clicked ch to appease my curiosity “.” She added: when I read the page, I could not determine whether all fraud was, or whether everything made sense. I remember that I at least three hours looked through the website and tried to decide whether there is something suitable for me or not. It all seemed very easy and most of all it was free “Hannelore decided to try it out.

She could not lose. It all started slowly. In the first days, it earned EUR 27, but it was the most incredible EUR27, the they ever had earned. I could not believe it. I was aware that there were only 27 EUR, but I could not understand how easy it was to make fast money online ‘. ” A few weeks later she had taken already EUR 690. A month later, there were 2400 EUR. Today, Hannelore lives comfortable in Berlin. She is a pensioner. She spends her time in Facebook to maintain contact with her grandchildren, her great-grandchildren to look at, and if she wants, she returns to earn a few euros on the Internet page that changed her life. I can now do things that I wish for my family ‘. ” That was their story. Hannelore, a great-grandmother, who at the age of 84 has learned, how she can make money online and in four months has earned much more, than some people in an entire year. You must have seen it, to believe it!